Short answer
No. ACCESS is a membership, not insurance. It is designed for everyday healthcare access — a doctor in your pocket — rather than coverage for major medical costs. People often keep insurance for major medical needs and use a membership for everyday access. ACCESS is not emergency care.
What ACCESS is
ACCESS is one membership for everyday healthcare access and a doctor in your pocket. Published benefits include virtual primary care, 24/7 urgent care for non-emergencies, and other services on the membership page.
Published plans: Individual $79/mo and Family $229/mo (primary plus up to seven additional members, eight total).
What ACCESS is not
ACCESS is not insurance. It is not a health plan that covers hospital stays, ER visits, or other major medical costs the way insurance may. It does not replace major medical coverage. ACCESS is also not emergency care.
For a fuller category comparison, see Healthcare Membership vs Insurance. More answers live on the site FAQs.
FAQ
Is ACCESS health insurance?
No. ACCESS is a healthcare membership, not health insurance.
What does the ACCESS membership provide?
Everyday healthcare access under one membership — including published benefits such as virtual primary care and 24/7 urgent care for non-emergencies, plus other services listed on the membership page. Included core care has no additional encounter fee. Labs are priced separately unless stated. Prescriptions are never guaranteed; a clinician decides after review, and some medications require an in-person evaluation.
Should people keep insurance if they join ACCESS?
Generally yes. Keep major medical coverage for hospitals, emergencies, and other covered costs. A membership can complement insurance for everyday access; it does not replace it.
Is ACCESS emergency care?
No. For life-threatening symptoms, call 911 or go to the nearest ER. For a practical overview of everyday options, see How to Get a Doctor When You Need One.
Is a healthcare membership the same as a telehealth subscription?
Not necessarily. See Telehealth Subscription vs Healthcare Membership.
Can a family share one ACCESS membership?
Yes. ACCESS Family covers a primary member plus up to seven additional family members (eight total). See Family Healthcare Membership and current terms on the membership page.
See the ACCESS membership
See the ACCESS membership for everyday healthcare access at accessghl.com/membership.
If this is an emergency, call 911 or go to the nearest ER.