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ACCESS Journal
Short, practical notes from the ACCESS team. Educational only — not medical advice for your specific situation.
November 11, 2026
Are Labs Included in a Healthcare Membership?
Labs are not included in the ACCESS membership price. They cost extra, starting at $150, when a licensed clinician orders them after review.
November 4, 2026
How Much Does Virtual Care Cost Without Insurance?
Virtual care is priced per visit or by monthly membership. Here is what ACCESS membership costs, what is included, and what costs extra.
October 28, 2026
What Is Care Navigation in a Healthcare Membership?
Care navigation is help understanding your health options and coordinating the right next step. Here is how it works inside ACCESS membership.
October 21, 2026
Urgent Care vs the ER: Where Should You Go?
Urgent care fits problems that need attention soon but aren't life-threatening. Here is when to choose the ER, and where 24/7 virtual urgent care fits.
October 14, 2026
Are There Healthcare Memberships With No Extra Fee Per Visit?
Some memberships charge one recurring fee instead of billing per visit. Here is what ACCESS includes with no encounter fee, and what costs extra.
October 7, 2026
How Does a Virtual Primary Care Membership Work?
A virtual primary care membership gives you an ongoing way to reach a licensed clinician online. See how ACCESS works — not insurance, and not emergency care.
October 2, 2026
The 2027 Benefit-Cost Guide for Employers With Hourly Teams
What Mercer, Business Group on Health and Aon project for 2027, how part-time benefit access compares, and where ACCESS's $79/$229 membership fits.
October 2, 2026
Irregular Schedules and the Care-Access Gap: A 2026 Data Brief
Federal data on part-time, shift and irregular-schedule workers: who is offered a medical plan, who goes uninsured, and what gets in the way of everyday care.
September 30, 2026
What Is Everyday Healthcare Access With One Membership?
Everyday healthcare access means a simple, reliable way to reach care for non-emergency needs. With one ACCESS membership, that access lives in one place — not insurance, and not emergency care.
September 23, 2026
What Does “Doctor in Your Pocket” Mean?
“Doctor in your pocket” means everyday healthcare access you can reach when you need it — without treating the ER as your default. At ACCESS it is the brand promise for one membership.
September 22, 2026
Is ACCESS Insurance?
No. ACCESS is a membership, not insurance — everyday healthcare access that can complement major medical coverage, not replace it or emergency care.
September 22, 2026
Family Healthcare Membership: Doctor in Your Pocket for the Whole Household
Learn how ACCESS Family covers up to eight household members, what everyday care includes, and where insurance and emergency care still fit.
September 22, 2026
Visit-Only Virtual Care vs Healthcare Membership | ACCESS
See how visit-centered virtual care differs from connected everyday access, what each model may include, and how ACCESS membership fits.
September 22, 2026
Healthcare Membership vs Insurance: What’s the Difference?
Learn how healthcare memberships and insurance serve different purposes, what ACCESS includes, and why membership does not replace insurance or emergency care.
September 22, 2026
How to Get a Doctor When You Need One (Without Defaulting to the ER)
A practical guide to choosing primary care, virtual care, urgent care, or emergency care — and how a healthcare membership can support everyday access.
Have a topic you would like us to cover? Email access@accessghl.com.
Doctor in your pocket.
One membership covers everyday care for you or your whole household.