Are There Healthcare Memberships With No Extra Fee Per Visit?

Short answer

Yes. Some healthcare memberships charge one recurring fee instead of billing you each time you get care. At ACCESS, included core care (primary care, 24/7 urgent care, dermatology, care navigation, and behavioral-health resources) carries no additional encounter fee. Labs, prescriptions, and pharmacy costs are separate.

This article is general information, not medical advice. Licensed clinicians make every clinical decision.

What “no per-visit fee” means

With pay-per-visit care, you pay each time you are seen. A question today, a follow-up next week, and a new concern next month are three separate charges, and it is easy to put off care because you are not sure what the next visit will cost.

A membership works differently. You pay a recurring membership fee, and the care the membership includes is available without a new charge each time you use it. The key word is included. No membership covers everything, so the useful question is not “is it free?” but “what is included, and what costs extra?”

When you compare memberships, read the terms for three things:

• Which services are included without a per-visit or encounter fee
• What is priced separately, such as labs or medications
• How billing and cancellation work, including term lengths and refunds

How it works at ACCESS

ACCESS is one membership for everyday healthcare access. Included core care encounters have no additional encounter fee. That covers:

• Virtual primary care for new concerns, follow-ups, and long-term management
• 24/7 urgent care for non-emergency concerns
• Dermatology
• Care navigation
• Behavioral-health resources

Every membership also includes 24/7 crisis-management resources, specialist messaging and network access where available, medication management with your ACCESS care team, and your ACCESS portal and My Care, where visits, messages, prescriptions, labs, and records stay together.

You start care from your member portal when you need it, and a licensed clinician reviews and responds. You can read the full path on How It Works.

What costs extra

A clear membership tells you what is not included. At ACCESS, these are outside included core care:

• Labs. Labs are available where clinically appropriate, at an additional cost starting at $150. Lab panel costs are priced separately and are not included in membership.
• Prescriptions and pharmacy costs. Medication management is with your ACCESS care team, and prescriptions and pharmacy costs vary.
• Emergency or in-person care of any kind. ACCESS does not include emergency care or in-person visits.
• Hospital, imaging, or specialist facility fees.
• Premium programs and Marketplace purchases. These are separate from included core care.
• Optional Pet Care. ACCESS Pet Care is an add-on at $22 per member per month for general pet-care guidance and advice from licensed veterinary professionals. It is not emergency veterinary care and does not include diagnosis or treatment of your pet.

Prescriptions, treatments, and approvals are never guaranteed. A licensed clinician decides after review, and some medications require an in-person evaluation.

What ACCESS membership costs

ACCESS publishes two memberships on its membership page:

• ACCESS Individual: $79/month for one member
• ACCESS Family: $229/month for a primary member plus up to 7 additional family members (8 people total)

You can choose a 1, 3, 6, or 12 month term, and the monthly rate is the same on every term. Term pricing is a flat multiple of the monthly rate, not a discount. Monthly plans can be canceled anytime from your member portal, effective at the end of the billing period. Prepaid 3-, 6- and 12-month terms aren’t prorated and stay active through the end of the term you paid for.

With ACCESS Family, every covered household member has the same core benefits, their own private login and record, and no additional encounter fee on included core care. For more on household plans, see Family Healthcare Membership.

Why this matters for everyday care

The point of no per-visit fee on included core care is simple: when something comes up, the question becomes “should I get this looked at?” rather than “what will this visit cost?” You can start care, follow up, and come back with a new question inside the same membership.

That is what we mean by care when you need it, and a doctor in your pocket. For the bigger picture of one membership, read What Is Everyday Healthcare Access With One Membership?

What a no-per-visit-fee membership is not

• Does not replace major medical coverage. It does not cover hospital stays, ER visits, or other major medical costs. See Is ACCESS Insurance? and Healthcare Membership vs Insurance.
• Does not include emergency or in-person care. Those visits are outside the membership.
• Not “everything included.” Labs, prescriptions and pharmacy costs, in-person care, and facility fees are outside included core care.
• Not a guarantee of any treatment, prescription, or result. Licensed clinicians practicing within their scope and state make every clinical decision after review.

When it is not an everyday need

ACCESS is built for everyday, non-emergency care. For practical options when you need care, see How to Get a Doctor When You Need One, or read the ACCESS FAQs.

FAQ

One membership. Care when you need it.

No per-visit fee on included core care, for you or your whole household. A doctor in your pocket, because ACCESS = I can get care. See plans at accessghl.com/membership.

Labs are priced separately, prescriptions and pharmacy costs vary, and prescriptions are never guaranteed. This article is general information, not medical advice.